When it comes to payday loans there are two ways that you can get them. The first way to obtain a payday loan is from a brick-and-mortar location and the second way is online. One of the best online payday loan companies is worldcongressguardianship.org but there are many to choose from. There are usually two options available when it comes to online payday loans and they are traditional payday loans and installment loans. When applying for an online payday loan the applicant can usually get an instant decision and the application process is very easy. If an applicant is approved for an online payday loan the funds are usually deposited into their account within 24 hours.